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	*Disclaimer: The articles, illustrations, testimonials, and examples given in this website are in no way indicative of the actual results you may experience by using Halo Debt Solutions, Inc.'s Debt Settlement process. No specific outcome is expressed, implied or promised, and your actual results may vary. If you settle a debt with a creditor for less than the full balance, you may have to pay income taxes on the amount by which the debt was reduced. Consult your attorney or CPA for more details. Halo Debt Solutions, Inc. is not a law firm and does not offer legal, accounting, or tax advice. Debt services may not be available in all states. Halo Debt Solutions, Inc. is located at 700 Central Expressway South, Suite 110, Allen, TX 75013; Phone: 866.448.0174; Hours of Operation are Monday – Thursday 8:00am-7:00pm, Friday 8:00am-5:00pm Central Time.