Client Settlements

Current Creditor	Original Creditor	Settlement %
Alliance One	Capital One	40.00%
Allied Interstate	GE Money Bank	41.22%
American Express	American Express	40.00%
American General Finance	American General Finance	50.00%
Apex Financial Management	Equable Ascent Financial	49.88%
ARSI	American Express	40.00%
Beneficial	Beneficial	37.00%
Bill Me Later	Bill Me Later	50.00%
Bowman, Heintz, Boscia	HSBC Bank	52.00%
Capital Management Services	Citibank	40.00%
Capital One	Capital One	39.33%
CardWorks Servicing	Merrick Bank	40.00%
CardWorks Servicing	Merrick Bank	40.00%
CardWorks Servicing	Merrick Bank	50.00%
Chase Bank	Chase Bank	50.00%
Chase Bank	Chase Bank	40.00%
Chase Bank	Chase Bank	50.00%
Chase Bank	Chase Bank	41.25%
Citi Cards	Citi Cards	45.00%
Client Services, Inc.	FIA Card Services	40.00%
Collectcorp	Bank of America	45.24%
Creditors Financial Group	Bank of America	40.10%
Creditors Interchange	FIA Card Services	35.00%
Creditors Interchange	Resurgent Capital Services	40.00%
Discover	Discover	50.00%
Enhanced Recovery	GE Money Bank	40.00%
First Source	American Express	40.00%
First Source	Capital One	40.00%
Focus Receivables	Wells Fargo	40.00%
Focus Receivables	Discover	40.00%
Frederick J. Hanna	Chase Bank	40.00%
Frederick J. Hanna	Chase Bank	43.00%
Frederick J. Hanna	Chase Bank	50.00%
GC Services	Sears	43.20%
Glasser and Glasser	FIA Card Services	50.20%
Global Credit & Collection	Capital One	50.00%
Houston Funding	HSBC Bank	42.00%
IC System	Chase Bank	35.00%
IC System	Bank of America	40.00%
Integrity	Discover	35.00%
John C. Bonewicz	Equable Ascent Financial	41.70%
Lane Bryant	Lane Bryant	50.00%
Meyer & Njus	GE Money Bank	39.97%
Mitchell N. Kay	Portfolio Asset Management	40.00%
Nathan & Nathan	Capital One	44.10%
National Enterprise Systems	GE Retail Consumer Finance	40.00%
Nationwide Credit Inc	GE Money Bank	50.00%
Nationwide Credit Inc	GE Money Bank	50.00%
NCO Financial	American Express	40.00%
NCO Financial	American Express	40.00%
Nelson & Kennard	US Bank	50.00%
Nelson Watson	Capital One	39.00%
Northland Group Inc.	LVNV Funding	40.00%
Oliphant Financial	HSBC Bank	50.00%
Palisades Collection	Chase Bank	40.00%
Phillips & Cohen	Portfolio Asset Group	34.35%
Phillips & Cohen	Portfolio Asset Group	40.00%
Phillips & Cohen	US Bank	40.50%
RAB Inc.	Capital One	36.93%
Ramona A. Breen	St. Lawrence FCU	41.70%
Rausch, Sturm, Israel...	FIA Card Services	40.00%
RBS Card Services	RBS Card Services	50.00%
Richard J. Boudreau	Citibank	45.00%
Richard J. Boudreau	RBS Card Services	37.22%
Richard J. Boudreau	LVNV Funding	44.00%
Richard J. Boudreau	GE Money Bank	43.00%
Schlee & Stillman	Discover	50.00%
Sentry Credit	Advanta Bank Corp	40.00%
Stellar Recovery Inc.	US Bank	40.50%
Suttell and Hammer	HSBC Bank	55.60%
Suttell and Hammer	Citibank	51.00%
Talbots	Talbots	50.00%
The Moore Law Group	American Express	51.00%
United Recovery Systems	Capital One	50.00%
Wells Fargo	Wells Fargo	49.60%
Wells Fargo	Wells Fargo	35.00%
Wells Fargo	Wells Fargo	41.00%
Wells Fargo	Wells Fargo	50.00%
Weltman Weinberg	Discover	45.00%
West Asset Managment	Washington Mutual	40.00%
West Asset Managment	Washington Mutual	35.00%
West Asset Managment	Barclays	45.00%
West Asset Managment	Barclays	42.30%
West Asset Managment	Barclays	40.00%
Western Mass Credit	Citizens Bank	44.90%
WFNNB	Victoria"s Secret	50.00%
Wright & Lerch	American Express	45.00%
Zwicker & Associates	GE Money Bank	45.30%
Zwicker & Associates	Bank of America	40.00%
Zwicker & Associates	Chase Bank	40.00%
Settlement Letter Average		43.31%
Settlement Target from Data		43.10%

Client Settlements

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