Client Testimonials

K. C. — Kamiah, ID

"My experience with Halo Debt Solutions has been nothing but positive. When my creditors doubled the minimum payments and increased interest rates, I felt very overwhelmed. I had never experienced this before. From the initial interview, I have felt very reassured. I knew it wouldn't be easy but I felt like I had someone who really did want to help. My Client Services person has changed over time, but every single one of them has been friendly, positive, reassuring, and there for me when I had questions. My negotiator has been positive, keeps in touch when going through a negotiation. I have settled one of my accounts (at 40% of what I owed) and hope to settle more in the future as I can save more money. I did not want to go through bankruptcy and didn't want to be sued. I want to pay my bills as well as I can and I feel that Halo has helped me towards this goal. In this economy, we common people need all the help we can get. These services cost money but I feel that they have helped me and I thank them for it. Not out of the woods yet but I see a light down there."

C. J. — Olympia, WA

"The customer service I have received from Halo Debt Solutions has been more than excellent! I am surprised to have worked with the same person throughout the process. I thought there would be quite a bit of turnover in this type of field, but I really appreciate the consist and professional service I have received from you and all of the Halo Debt staff that I have worked with. I really feel like Halo Debt is looking out for my best interest."

J. B. — Oklahoma City, OK

"My experience with Halo has been very positive. They were able to negotiate a settlement for about 30% of the original balance on my largest debt. Client services and my negotiator have been very supportive. They have been very patient and understanding while we rode out unemployment and an out of state move which delayed our progress in the program. If not for this program, we would have had to file bankruptcy. I highly recommend it to anyone."

R. S. — Des Plaines, IL

"Halo Debt Solutions has helped me save over $1,000 in credit card debt. Not only did Halo help reduce my debt, they also had all creditors and collection agencies, call them instead of me. It was nice not having to worry about a creditor calling me 6 times a day. Customer service was outstanding and after explaining my situation to Halo, they put together a plan just for me. Thank you Halo for helping me become debt free."

K.C. — Chicopee, MA

"I want to let you all know how much I completely appreciate all of the hard work you have done for me. I know I contacted you way more then I should have within the last two weeks but you have come through with flying colors. Brian, Angela, and Tamara are awesome at what they do. No matter how many times I asked the same question, they never made me feel bad about asking. You are truly a caring organization and I am glad I was able to work with you! Thank you so much for your help, I will definitely recommend your agency to my family and friends!"